The fundraising may be carried out in tranches, with or without a green shoe option, through private placement. The proposal will be placed before the board for approval and necessary authorisations.

PNB Housing Finance is a deposit taking housing finance company registered with National Housing Bank (NHB). The company's asset base comprises primarily of retail home loans. The retail business focusses on organized mass housing segment financing for acquisition or construction of houses. In addition, it also provides loans against property and loans for purchase & construction of non-residential premises.

In Q1 June 2025, PNB Housing Finance's net profit increased by 23% YoY and declined by 3% QoQ to Rs 534 crore. Net interest income grew by 17% YoY and 4% QoQ to Rs 760 crore during the quarter. Net interest margin stood at 3.74% in Q1FY26 as against 3.75% in Q4FY25 and 3.65% in Q1FY25.

Shares of PNB Housing Finance fell 1.67% to Rs 753.45 on 29 August 2025.

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